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Cash loans

When an emergency strikes, you wouldn’t want to have to waste your time picking from hundreds of lenders online and filling out one application after the next to get that one approval. You’d want a fuss-free and more expedient solution to your current dilemma. Why go through the hassle of finding that one lender among the hundreds out there when you can let us do the job instead?

At SamedayLend, we take care of all the fuss that is usually involved in finding the right lender for the type of cash loans you are looking for. We are a lender finder service and we can certainly help you get matched with the best lender that can offer cash loans to help you out of a financial emergency. All you need to do is fill out one application form and we will take care of the rest. 

Understanding cash loans

Fast cash loans are, in a sense, just personal loans. As a lender locator, SamedayLend can help you get partnered with a lender that can provide you with the kind of personal loan that is most suitable for your present financial need. What’s even better is that we get this done fast! Just complete the online application by filling out the application form. It shouldn’t take you more than a few minutes to get this done. Then, submit it to us and we’ll work on finding you the right lender as soon as possible.

Cash Loans

Where can I sign up for cash loans?

  1. Send us an application
  2. Give us time to look for a lender
  3. We’ll get you matched with a lender who will give you the highest chance for approval
  4. Wait for your lender to get in touch with you about the loan offer, if they will approve your application

You can certainly send your application to any lender if you wish to. However, it can test your patience to have to fill out several applications to several lenders, not to mention the numerous inquiries from these providers that you will have to deal with later when they will verify your loan application. In addition, it is ever a good idea to apply for different loans all at the same time. Not only is this going to be bad news to your credit, but it’s also not going to look good to any potential lender. This will only make you look desperate, which might lead them to reject your loan. 

Types of cash loans

At SamedayLend, the lenders in our network are known for offering a wide range of quick loans. If you’re faced with an unexpected expense and you need a quick solution to address that or if you need a substantial amount for a major purchase you have been meaning to make, we’re confident that we can find you just the right lender for that. 

Small loans

Typically, these are unsecured loans between $300-$2000 with a repayment term of up to 12 months. Since this is unsecured, you will not be required to guarantee it with an asset. This is perfect for those who wish to take out a small loan but do not have anything valuable that can be used to secure the debt. 

Medium loans

This pertains to loans between $2000 and $4600 with a repayment term of 13-24 months. These are secured loans so you will need to present an asset such as a motorbike, car, caravan or anything of value to secure the borrowing. 

Large loans

Ideal for larger expenses, these loans will allow you to borrow between $5000 and $10000. It usually comes with a repayment term of 13-24 months. These are also secured loans, so equity is required.  

Who can apply for cash loans?

Before sending an application, check the following requirements first to find out if you’re qualified:

  • You’re 18 years or older
  • You have a bank account where online banking is set up
  • You are receiving income regularly for at least the last 90 days into your personal account
  • You have a working email address you have an active phone number

Additional requirements for application

On top of the core requisites to qualify for cash loans, some lenders may also need the following details to further verify your application:

  • Reasons for signing up for a loan
  • Personal information on where to get in touch with you, including your email address and phone number
  • MyGov details if you are receiving Centrelink benefits
  • Online baking details
  • Job employment details

How to apply for cash loans

It is easy to apply for cash loans via SamedayLend. Since our application is 100% online, you can send one at any time. Just follow these steps when sending us a loan application:

Apply online

To get things started, decide how much you wish to borrow and what your ideal repayment term is. Then, access the online application form and fill it out. Make sure to input your details as accurately as possible. If additional documents are being asked, make sure to attach them as well to ensure that the application gets processed as quickly as possible. 

Wait for us to find you a lender

Once we receive your application, you won’t need to do anything else. Our loan specialists will review your application and will try to get you matched with a lender that is most suitable for the type of loan you need. Depending on when you applied, this could only take a few minutes.

Meet your lender

If we can get you matched with a lender, we will tell you right away. Your lender will then get in touch with you to assess your application. They will let you know if they will need additional documents from you and if they can approve the loan or not. If there are any questions you want to raise about the loan you are offered and its terms and conditions, be sure to ask your lender about them prior to signing any contract.

Cash Loans Quick

How much do cash loans cost?

If you’re taking out a small unsecured loan between $300 and $2000, the costs will likely involve:

  • An establishment fee of 20%
  • A monthly fee of 4% will be applied on your loan’s anniversary date on a monthly basis

For medium loans, the breakdown of costs will likely be as follows:

  • $400 establishment fee
  • A per annum interest rate of 48%

If you’re signing up for a large, secured loan of $5000-$10000, the attached costs will be:

  • A per annum interest rate of 21.24%. What makes this different from the other loans is that the more you pay off your debt, the less interest charges there will be. This is also referred to as reducing interest.

Note that costs tend to borrow from lender to lender, so it is still best to refer to the specifics of your loan contract to find out exactly what you are getting into.

What about bad credit borrowers?

If you have been rejected by traditional lenders due to your low credit rating, we can help you. Our network of lenders is known for accommodating all types of borrowers, good and bad credit scores alike. 

Our lender partners are known for looking at not just your credit score when deciding whether to grant you a loan or not. They will pay closer attention to your current relationship money to decide whether you have the means to afford the loan repayments or not. If you’re having second thoughts because of your bad credit score, don’t worry. You will get a fair chance with our lender partners.

Do you accept Centrelink customers?

Certainly! We work with lenders who are known to look at Centrelink payments as a regular income. Provided that you have been getting them regularly for at least the last 90 days, then you are welcome to apply. If you’re being on Centrelink is holding you back from sending us an application, there is no reason to.   

The SamedayLend difference

At SamedayLend, we are always happy to help you get access to extra funds fast. We know how life can sometimes throw you a curveball which can throw your monthly budget in disarray. No matter the financial emergency, we’re here to help!

We work with reputable lenders

We take the time to look only for lenders who are trustworthy and reputable and who are willing to give every borrower the chance to get access to financing not only based on their credit score but also their present relationship with money. 

No upfront charges

Sending a loan application online via SamedayLend is absolutely free. We are here to help and all you need to do is send us an application today, with no fees attached. It only takes a few minutes of your time and once that’s done, all you need to do is wait until we get you paired with the right lender.

Get matched with a lender fuss-free

When you send us an application, you won’t need to do anything else once you’ve filled out and submitted the form. We will do the hard work on your behalf. Finding the right lender is not easy with so many choices out there. All you need is one application form and we will do the rest. 

Privacy and data security

Keeping your data and privacy safe at all times is something we are committed to. This is why strong security measures are implemented to ensure that all the information you share with us is secure. Your trust in us and the services we offer matters which is why we pay that back by ensuring that your details are kept private the entire time.

Why do you need my online banking details?

When we ask for your internet banking information, it is for the lenders to access read-only copies of your bank statements when evaluating your loan applications. Sameday use the latest technological methods to ensure that these details are accessed safely. Your banking password and other security details will not be visible to us or our lender partners.

Can I apply anywhere in the county?

Yes. Our service is 100% online. All you need to do to send us an application is to access our website and fill out the application form. You can do this no matter where you are in Australia and any time you want. You wouldn’t even need to step out of your house to do so. Just use any internet-enabled device to fill out the form and you’re all set. (Credit Representative Number - 535991) which is an Introducer Appointed Representative of Marketplace Finance Pty Ltd (Credit Representative Number: 487316).

Loanscout is not a lender and does not make credit decisions. Loanscout matches customer applications with lenders in our network based on the information provided, in exchange for a commission paid by the lender for advertising services provided. There is no guarantee that you will be accepted by a lender or that you will be offered terms suitable for your financial needs. Not all lenders will be able to provide amounts up to $5000. The time required to process and transfer the loan varies by the lender. This website does not directly endorse any particular product or service. Any information on this site should serve as opinion only. As a condition of extending credit, some lenders you may be matched with may run a credit check from a credit reference agency. Late or missed payments may be subject to increased fees and/or interest rates.

1. Subject to application being approved by the lender. Not all lenders are able to provide up to $5000

2. Subject to lenders requirements and approval. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

Consumer Advisory: Loanscout is a loan matching service. This site will submit the information you provide to a direct lender. Upon loan approval, a direct lender may require further information from you which will be collected after we transfer you to their website or they may contact you via phone or email.

All applications will be subject to credit checks and affordability assessments in line with responsible lending. Loan terms, conditions and policies vary by lender and applicant qualifications. Late or missed loan payments may be subject to increased fees and interest rates. Not all lending partners offer up to $5,000 loans, and not all applicants will be approved for their requested loan amounts. Loan repayment periods vary by lender also. Lenders may use collection services for non-payment of loans.

Not all borrowers will qualify for a loan, the operator of this website does not engage in any direct consumer lending, we simply provide a FREE loan matching service to the public. To operate this service we receive a commission from the lender we refer you to.

Auto Decisioning allows lenders to make a decision on your loan application without the need for human interaction, for more information please contact your lender or see their privacy policy.