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Get cash quick

Things move fast these days. Almost everything is done instantly. It makes sense that when it comes to financing, borrowers would expect to get instant access to funds. These days, more and more lenders have adopted the advances in new technology in delivering their services. We work with these types of lenders to help you get cash quick. With our simplified, all-online application process, fast loan assessment and approval and even quicker fund transfer, you have come to the right place when you want to get cash quick. 

Understanding quick cash loans

As the term entails, these are funds that you can access when your need is dire. As a lender finder, we can help locate lenders that will make it possible for you to get cash quick especially when some emergency expense arises and your next payday is still days away. If you’re not keen on the idea of having to sift through potential lenders out there to find the most suitable one for your financing needs, we can take on the task on your behalf. Just send us one application and we will take care of the rest.

To assist you, we will look for lenders within our network that can offer cash loans between $100 and $10000. If you plan on borrowing more than $2001, equity will be required to secure the loan. This could be anything valuable that you own such as a caravan, boat or car. 

Get Cash Quick

Who are qualified to apply?

While we try to do our best to accommodate everyone who wants to get cash quick, we have specific requisites that we need potential borrowers to meet before they can qualify. These are:

  • Borrowers must be 18 years or over
  • Borrowers must be permanent residents or citizens of Australia
  • Borrowers need to be receiving a consistent income for the last 90 days and are receiving the funds into their personal account
  • Borrowers can provide an active email address and valid phone number

Additional details to provide

Before you move on to filling out a loan application form, it would help to have the following information handy just in case you may be asked by your lender to provide them:

  • Personal contact information such as your email address and mobile number
  • Details of your bank account
  • Reasons for taking out a loan
  • Employment information and contact details of your employer
  • MyGov details if you are on Centrelink

The reason that we will ask for your bank details is to make it possible for your lender to view read-only copies of your bank statement. This is essential so they can assess based on your regular income and regular spending whether you will have the capacity to afford a loan repayment if they grant you one. 

Steps on how to get cash quick

Applying for a loan to get cash quick has never been easier. As a lender finder, we have streamlined our process so all you need to do is fill out a single form and we will do the rest. One form will get you access to a whole host of lenders and we will see to it that the one you get paired with is most suitable for your needs. 

Part 1. Apply online

You won’t need much to start the application process. Just use the loan calculator at the top of our page to type in the amount you wish to borrow and your preferred repayment term. If you’re happy with the numbers that you are seeing on the screen, proceed to the application form and fill it out. Just click submit and you are all set.

Part 2. We search for the right lender

Once we get a hold of your application, our loan specialists will start looking at your details so we can match you with the right lender within our network who will help you get cash quick. This shouldn’t take that long and we will likely be able to get back to you with the results within 60 minutes. 

Part 3. Communicate with your lender

If you get paired with a lender, they will then get in touch with you to assess your application. If they are able to offer a personal loan, then they will send you a contract with all the loan details. Make sure to read what it contains and understand the fine print. This way, you know exactly what is involved with the financing offer. If you agree with the contract, sign it and send it back to the lender. They will then start the fund transfer. If you have an NPP-enabled bank, you may get access to the funds within a minute!

Are there additional costs?

The lenders we partner with are known for being upfront with their costs. This means that every fee, every charge, and every cost attached to your loan will be detailed beforehand. This way, you will not be surprised with additional costs later on. Still, we always advise you to read the fine print when signing a loan contract and if you have questions, be sure to raise them to your lender. 

Are there credit checks?

Most likely. We do not offer any guarantee that there won’t be any credit assessment. After all, we make sure that the lenders we partner with adhere to responsible lending practices and carrying out credit assessment is part of that. If you have bad credit and you are worried that this might lead to you getting rejected, don’t. Our lenders are known to focus on more than just your credit score when making a decision. They will also look into your present relationship with money and whether you can afford to pay off a loan or not. 

Fast Cash

Are Centrelink borrowers accepted?

If you’re receiving Centrelink benefits and you are trying to get cash quick, you are more than welcome to apply. If you’re worried that you will get rejected yet again if you make an attempt to get access to financing, not with us. We have lender partners that are willing to consider Centrelink payments as regular income, as long as you have been receiving it regularly for no shorter than the last three months. In addition, they will be more concerned over your capacity to repay a loan if you are granted one, so your being on benefits should not be a hindrance. 

How can I repay the loan?

Repaying the loan is easy. The lender will get you set up for direct payments, so you won’t need to have to constantly remember your due dates. You just have to make sure that there are enough funds in your account on that date and the repayments will just be automatically debited every time. In addition, the direct debit setup will stop as soon as the loan is paid off, which makes it even more convenient. 

What if I can’t pay the loan?

If you ever find yourself in a position where your financial situation changes and you are now struggling to pay your loan obligations, make sure to let your lender know. They may be able to help in restructuring your loan payments to give you enough breathing room to get your finances into order. Make sure to let them know long before your next due date to come up with some alternative option for you. 

Loanscout.com.au (Credit Representative Number - 535991) which is an Introducer Appointed Representative of Marketplace Finance Pty Ltd (Credit Representative Number: 487316).

Loanscout is not a lender and does not make credit decisions. Loanscout matches customer applications with lenders in our network based on the information provided, in exchange for a commission paid by the lender for advertising services provided. There is no guarantee that you will be accepted by a lender or that you will be offered terms suitable for your financial needs. Not all lenders will be able to provide amounts up to $5000. The time required to process and transfer the loan varies by the lender. This website does not directly endorse any particular product or service. Any information on this site should serve as opinion only. As a condition of extending credit, some lenders you may be matched with may run a credit check from a credit reference agency. Late or missed payments may be subject to increased fees and/or interest rates.

1. Subject to application being approved by the lender. Not all lenders are able to provide up to $5000

2. Subject to lenders requirements and approval. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

Consumer Advisory: Loanscout is a loan matching service. This site will submit the information you provide to a direct lender. Upon loan approval, a direct lender may require further information from you which will be collected after we transfer you to their website or they may contact you via phone or email.

All applications will be subject to credit checks and affordability assessments in line with responsible lending. Loan terms, conditions and policies vary by lender and applicant qualifications. Late or missed loan payments may be subject to increased fees and interest rates. Not all lending partners offer up to $5,000 loans, and not all applicants will be approved for their requested loan amounts. Loan repayment periods vary by lender also. Lenders may use collection services for non-payment of loans.

Not all borrowers will qualify for a loan, the operator of this website does not engage in any direct consumer lending, we simply provide a FREE loan matching service to the public. To operate this service we receive a commission from the lender we refer you to.

Auto Decisioning allows lenders to make a decision on your loan application without the need for human interaction, for more information please contact your lender or see their privacy policy.